My fiance (Greg) and I are purchasing 4 acres of land in Paulden, AZ, which is just a hair north of the Chino Valley town limits adjoining a neighborhood called Rimrock. Our views are phenomenal, nearly 360 degrees, elevation is about 4600, situated on 4 acres of fairly flat land that is currently grazed on by cattle. We are a stone's throw from the Verde Headwaters and the confluence of the Verde and Granite Creek.
We would love to be totally off-grid, meaning not tied to a power company, but we have not been able to find any mortgages that will allow this. I have been told that the reasoning behind it is, the lenders like a product they can easily sell and they feel that if a homeowner were to default on an off-grid property, that property would be difficult to resell. I think they are totally wrong and actually stupid! If lenders would get on board with truly GREEN mortgages, they could charge a slightly higher interest rate, ask for a little more down and even require the property meet LEED standards (I'll go in to LEED and other green certifications on another day).
So today I am starting with this posting and photos of our lot.
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